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Your initial deposit is simply collateral and doesn't count toward payments.) A security deposit gives lenders the confidence that you will pay them back, even if you have damaged credit or no credit history.

There are a surprising number of ways that criminals can use your personal information to commit fraud.

For example, if you put $1,000 into the deposit account, your available credit line will be $1,000 if you have sufficient income and can demonstrate your ability to pay.

(Note that a secured credit card is not the same thing as a prepaid card.

Are you looking to establish or rebuild your credit?

Last modified 19-Oct-2016 19:17